Estimate your monthly instalment before you buy
EMI (Equated Monthly Instalment) is calculated using the formula: EMI = P × r × (1+r)^n / ((1+r)^n − 1), where P is the loan principal, r is the monthly interest rate, and n is the number of monthly instalments. This calculator gives you an estimate — your bank's exact offer may vary based on processing fees, your credit profile, and current rates.
This is an estimate for planning purposes. Your actual bank will confirm the exact EMI based on their current rates, processing fees, and your loan eligibility.
Typically no — most banks do not finance stamp duty and registration costs as part of the home loan. See our Stamp Duty Guide.
